Date: Mon, 19 Dec 1994 17:23:20 -0800
From: Joshua.Margulies@Barra.COM
To: domestic@cs.cmu.edu
Subject: CNA coverage
Content-Length: 607

I have a memo from CNA dated July 1, 1993 which states that dp
coverage is available and outlines CNA's definition and proof of dp.

"Domestic Partner coverage is available on group life and/or health plans
when requested by group policyholders.  There are pricing, contractual
and underwriting requirements for this coverage.  This is not a new
marketing emphasis, but an accomodation when the coverage is requested
by our accounts." 

CNA Insurance Companies
CNA Plaza
Chicago, IL  60685

I will post a complete transcription to the QRD.  If you need further
details you can contact me at joshm@barra.com


----- End Included Message -----

CNA INSURANCE COMPANIES
CNA Plaza, Chicago, Illinois 60685

DOMESTIC PARTNERS POLICY

July 1, 1993

Domestic Partner coverage is available on group life and/or health plans when requested by group policyholders.  There are pricing, contractual and underwriting requirements for this coverage.  This is not a new marketing emphasis, but an accommodation wh

Definition

For all lines of insurance, Domestic Partner will be defined as opposite or same sex partners:  1) who reside together, 2) share a mutual oblicgation of support, 3) share financial assets, 4) are not related by blood to a degree of closeness that would pr

Proof

We will require proof of the Domestic Partner relationship, defined above before dependent life and/or accident and/or health insurance is provided under the policy(ies) issued to the group policyholder.

1.  In jurisdictions which permit registration of Domestic Partners, we will accept a copy of the registration, or an affidavit of Spousal Equivalency.  In jurisdictions which do not have registration, then an affidavit of Spousal Equivalency is to be sig

2.  At least three of the following must be set forth as existing in the affidavit of Spousal Equivalency.  Proof can be requested by the employer but signatures of both Domestic Partners on the affidavit of Spousal Equivalency is acceptable.

a.  joint mortgage or lease (shared by the Domestic Parter);

b.  Designation of his or her Domestic Partner as beneficiary of life insurance and retirement contracts;

c.  Designation of his or her Domestic Partner as primary beneficiary of the employee's will, if any has been executed;

d.  Designation of powers of attorney for durable property and/or health care; or

e.  Joint ownership of motor vehicle, joint checking or joint credit account.

We will also require notification of separation, death or termination of Domestic Partnership be provided to the policyholder within 30 days of separation, termination or death.